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Leominster Credit Union

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LCU_InteriorImages-Mortgage-669x200
LCU_InteriorImages-Mortgage-669x200

Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Leominster Credit Union Loan Originator will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need help. Contact us at 978.466.7226.

Apply Now

Rate Watch

Keep an eye on rates via email. Sign up for Rate Watch.

Calculators

  • How much would my monthly payment be?
  • Can I save money by refinancing now?
  • How quickly can I pay off my mortgage by making additional payments?
  • Does it make sense to pay points to get a lower interest rate?
  • Should I buy a home or continue to rent?
  • Should I consider consolidating my debt with a cash out refinance?
  • How much can I save with a 15 year mortgage?
  • Should I consider consolidating my debt with a home equity loan?

Today's Rates Single Family

Fixed
FNMA - Fixed 30 Yr
 Rate  APR  Points
 6.125%  6.183%  0.000%
FNMA - Fixed 20 Yr
 Rate  APR  Points
 5.750%  5.825%  0.000%
FNMA - Fixed 15 Yr
 Rate  APR  Points
 5.500%  5.594%  0.000%
FNMA - Fixed 10 Yr
 Rate  APR  Points
 5.500%  5.633%  0.000%
Jumbo
Jumbo 30 year Fixed
 Rate  APR  Points
 6.250%  6.257%  0.000%
Jumbo 15 year Fixed
 Rate  APR  Points
 5.625%  5.637%  0.000%
Jumbo 10/5 ARM
 Rate  APR  Points
 5.375%  5.990%  0.000%
ARM
5/1 Adjustable Rate
 Rate  APR  Points
 5.000%  6.466%  0.000%
10/5 Adjustable Rate
 Rate  APR  Points
 5.250%  5.701%  0.000%

*APR is Annual Percentage Rate as explained in the hyperlink.

Personalized Quote

Please keep in mind that the actual rates offered may be adjusted based on your credit history and other factors that could impact our actual rate. This may result in a lower or higher rate than our published rate. Rates displayed assume a 75% loan-to-value, a single family residence, and a Fico Score over 740. All other loan scenarios will be priced through the Leominster Credit Union pricing desk. Please contact your loan officer for additional information. Fees may increase based on credit score, down payment, purpose of loan, subordinate financing and property type. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Membership Requirement: An account must be established prior to the loan closing in order to meet the membership eligibility requirements.

Contact Info | About Us | Site Security | What to Expect
NMLS Registry Information for Leominster Credit Union Mortgage Loan Originators

Contact Us

20 Adams Street
Leominster, MA 01453
Phone: 800-649-4646
Email: info@leominstercu.com

ROUTING NUMBER: 211383736

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Auto Loan Calculator
Free auto loan calculator by Bankrate.com
Use this auto loan calculator to find your payment.

The payment is estimated and may not
include all fees/charges.

LCU does not guarantee the accuracy of the rates or calculations provided by the third party vendor.

Simple Loan Calculator
Free loan calculator by Bankrate.com
Determine a mortgage or loan payment amount.

The payment is estimated and may not
include all fees/charges.

LCU does not guarantee the accuracy of the rates or calculations provided by the third party vendor.

CD Calculator
Free CD calculator by Bankrate.com
Determine the compound interest gained on a CD.

LCU does not guarantee the accuracy of the rates or calculations provided by the third party vendor.