Mortgage Center
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A Leominster Credit Union Loan Originator will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Originators are only a phone call away if you need help. Contact us at 978.466.7226.
Rate Watch
Keep an eye on rates via email. Sign up for Rate Watch.
Calculators
- How much would my monthly payment be?
- Can I save money by refinancing now?
- How quickly can I pay off my mortgage by making additional payments?
- Does it make sense to pay points to get a lower interest rate?
- Should I buy a home or continue to rent?
- Should I consider consolidating my debt with a cash out refinance?
- How much can I save with a 15 year mortgage?
- Should I consider consolidating my debt with a home equity loan?
Today's Rates Single Family
| Fixed | ||
| FNMA - Fixed 30 Yr | ||
| Rate | APR | Points |
| 6.125% | 6.183% | 0.000% |
| FNMA - Fixed 20 Yr | ||
| Rate | APR | Points |
| 5.750% | 5.825% | 0.000% |
| FNMA - Fixed 15 Yr | ||
| Rate | APR | Points |
| 5.500% | 5.594% | 0.000% |
| FNMA - Fixed 10 Yr | ||
| Rate | APR | Points |
| 5.500% | 5.633% | 0.000% |
| Jumbo | ||
| Jumbo 30 year Fixed | ||
| Rate | APR | Points |
| 6.250% | 6.257% | 0.000% |
| Jumbo 15 year Fixed | ||
| Rate | APR | Points |
| 5.625% | 5.637% | 0.000% |
| Jumbo 10/5 ARM | ||
| Rate | APR | Points |
| 5.375% | 5.990% | 0.000% |
| ARM | ||
| 5/1 Adjustable Rate | ||
| Rate | APR | Points |
| 5.000% | 6.466% | 0.000% |
| 10/5 Adjustable Rate | ||
| Rate | APR | Points |
| 5.250% | 5.701% | 0.000% |
*APR is Annual Percentage Rate as explained in the hyperlink.
Please keep in mind that the actual rates offered may be adjusted based on your credit history and other factors that could impact our actual rate. This may result in a lower or higher rate than our published rate. Rates displayed assume a 75% loan-to-value, a single family residence, and a Fico Score over 740. All other loan scenarios will be priced through the Leominster Credit Union pricing desk. Please contact your loan officer for additional information. Fees may increase based on credit score, down payment, purpose of loan, subordinate financing and property type. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
Membership Requirement: An account must be established prior to the loan closing in order to meet the membership eligibility requirements.
